What is a Routine Exam?
If the main reason for your examination is solely to update your eyeglasses or contact lens prescription and you are not having any other problems with your eyes, then the exam is considered a “routine” eye exam and is covered under your vision plan,if you have one.
If you do not have vision insurance, we can often use your medical insurance for a routine exam, since most people have some sort of minor eye problem, such as mild dry eyes or cataracts. You would still be responsible for your refraction or contact lens fitting fee.
VISION PLANS
VCP (also known as Comp Benefits)
What is a Medical Visit?
If you have a medical problem with your eyes such as cataracts, droopy lids, glaucoma, or a corneal abrasion, etc., your examination will be billed to your medical insurance and not your vision plan. You would be responsible for a refraction or contact lens fitting fee.
MEDICAL PLANS
Please call if you are not sure if your plan is covered (e.g. international insurances). If you have an insurance purchased from the Health Insurance Marketplace (Obamacare), please read our Insurance and Billing FAQ.
AARP
AARP Medicare Complete (HMO), AARP MedicareComplete Choice Essential (Regional PPO), AARP MedicareComplete Choice Plan 2 (Regional PPO), AARP Medicare Supplement Plans
Aetna
PPO, POS, HMO
Allegiance
Florida Hospital and Orlando Regional
Avmed
Secondary only with Medicare
Beech Street
Blue Cross Blue Shield of Florida
BCBS Health Options, Network Blue, Medicare Advantage PPO, Preferred Patient Care and Traditional Insurance Program
Care Credit Payment Plans
Cigna
PPO, OAP, OAPC, HMO
HealthChoice (FMH)
Humana
Humana HMO, Medicare PPO, Humana PPO, ChoiceCare PPO, Medicare Private FFS
Medicare
Part B
Medicare Replacement Plans
AARP Medicare Complete, BCBS of Florida Blue Medicare, Secure Horizons, AetnaHMO Medicare, Humana Medicare Private FFS
Most Medicare Supplements
PHCS MultiPlan Network
Tricare
Tricare for Life, Tricare South, Tricare Standard
United Healthcare
PPO, HMO, POS, EPO